Frequently Asked Questions on Medicare and the Marketplace


In this set of Frequently Asked Questions CMS addresses the interaction between Medicare and new low cost insurance available for purchase through state or federal Marketplaces (also known as Exchanges). In Massachusetts we have a state based Marketplace/Exchange called the Health Insurance Connector Authority. The document answers questions like: Can Medicare recipients purchase coverage in the Marketplace? (No). Does Part B alsone meet the ACA's requirement to maintain coverage? (No) Can someone with Premium Part A drop Medicare and enroll in the individual Marketplace? (Yes, but be aware of trade-offs).