Among other protections, the CARES Act restricts lessors of covered properties from filing new eviction actions for non-payment of rent. See more detail on the National Housing Law Project websites.
Per NHLP, covered properties include those that:
- participates in a “covered housing program” as defined by the Violence Against Women Act(VAWA) (as amended through the 2013 reauthorization);
- participates in the “rural housing voucher program under section 542 of the Housing Act of 1949”;
- has a federally backed mortgage loan; or
- has a federally backed multifamily mortgage loan. See Sec. 4024(a)(2).
Sometimes this information about the source of the morgage or loan is recorded in public records, but sometimes it is not.
- Properties that have multifamily FHA or USDA mortgages are searchable on the National Housing Preservation Database: preservationdatabase.org/
- Some subsidies are searchable on the National Housing Preservation Database: preservationdatabase.org/
Property owners, such as landlords, can also do the following:
- Call the FHA, VA, USDA, Fannie Mae or Freddie Mac escalation number listed on this website to inquire as to the status of their mortgage: www.hmpadmin.com/portal/resources/advisors/escalation.jsp
- Look up if Fannie Mae or Freddie Mac own their mortgage on these sites:
NHLP has created a searchable database of multifamily projects subject to federal eviction moratoriums, https://nlihc.org/federal-moratoriums?ct=t%28update_041720%29
Even if the property does not appear in one of these databases, it may be a covered property.